About Us

TRT Associates, Actuaries & Management Consultants started its operations in April 2012. The Company operates as a sole proprietorship. The Firm, with Head Office based at Lahore, has a wide range of experience in providing Actuarial services to not only Pakistan based clients but also to those based in various countries.

Moreover, our clients range from small companies to large multinational and include both private and public-sector firms. Over time, we have developed a strong and professional team for providing our clients with best solutions.

TRT Associates is also working as an Auditors Expert for A.F. Ferguson & Co. Chartered Accountant (a member firm of PwC network).

TRT Associates is a sole proprietor-ship with Mr. Tanveer Alam as sole owner who is registered with both Federal Revenue Authority & Punjab Revenue Authority.


Meet Our Team

Tanveer Alam

CEO & Consulting Actuary
Qualification
  • Associate of the Society of Actuaries, USA
  • Associate of the Pakistan Society of Actuaries
  • Masters in Computer Sciences, University of the Punjab, Pakistan
  • Masters in Mathematics, University of the Punjab, Pakistan

  • Professional Experience

    Tanveer has more than 26 years of local and international experience of actuarial work related to Employee Benefits, Life Insurance and General Insurance. Tanveer has conducted Actuarial Valuations, Cash-Flow Projections and prepared IPSAS-25 / IAS-19 / FAS-87 disclosures for Employee Benefit Schemes of more than 500 clients during his career. Tanveer has been considered a Pension Expert from Pakistan by OECD & Korea Policy Centre and on their panel of Pension Experts since 2007.

    Some of the key valuations conducted by Tanveer in respect employee benefit schemes are as follows:

  • Actuarial Valuations and Cash-Flow Projections for Punjab Government Pension Scheme and General Provident Fund in 2015.
  • Actuarial Valuations and Cash-Flow Projections for the proposed Military Pension Scheme of South Sudan in 2013.
  • Actuarial Valuations and Cash-F low Projections for Punjab Government Pension Scheme and General Provident Fund in 2007, 2009 & 2010.
  • Actuarial Valuations and Cash-Flow Projections for Balochistan Government Pension Scheme in 2008
  • Actuarial Valuations, Cash-Flow Projections and prepared financial disclosures for all post-employment benefit schemes of Pakistan Railways in 2003.


  • Dr. Rubina Yasmin

    Executive Director
    Qualification
  • Ph.D., Molecular Biology, University of Lausanne, Lausanne, Switzerland

  • Professional Experience

    Rubina Yasmin is responsible for generating report reviews, testing the quality & compliance of the reports with the requirements of actuarial standards and all other quality assurance tasks.



    Tanzeel Ur Rehman

    Actuarial Manager - Employee Benefits
    Qualification
  • MSc Actuarial Science with Data Analytics, The University of Leicester, UK

  • BCS (hons) in Computer Science, COMSATS Institute of Information Technology, Pakistan

  • Professional Experience

    Tanzeel is responsible for designing Actuarial Models & conducting Actuarial Valuations of various Employee Benefit Schemes.

    Our Services

    (Revised and Updated for 2018)



  • Carrying out Actuarial Valuations of all types of employee benefits (such as Pension, Gratuity, Compensated Absences, Free Medical benefits etc.)

  • Prepare accounting disclosures for financial reporting purposes according to the requirements of IAS-19, FAS-87, IPSAS-25 etc.

  • Preparing Trust Deed and Rules of all types of employee benefits.

  • Valuation of statutory reserves (such as IBNR, UPR, PDR etc.) for Life and General Insurance business.

  • Pricing and Profit testing of Life and General Insurance product.

  • Compliance with IFRS-4

  • Client List

    A

    A.A. Cotton Mills Limited
    A.T.S. Synthetic (Private) Limited
    Ali Institute of Education
    Almoiz Industries Limited
    Al-Qadir Textile Mills Limited
    Aruj Garment Accessories Limited
    Ayesha Spinning Mills Limited

    B

    Bahum Associates (Pvt) Limited
    Balochistan Glass Limited
    Bank of Punjab
    Berger Paints Pakistan Limited
    Bulleh Shah Packaging (Private) Limited
    Bunny’s Limited

    C

    CCL Pharmaceuticals (Pvt) Limited
    Chakwal Spinning Mills Limited
    Chiesi Pakistan
    Chiniot Textile Mills Limited
    Comsats University
    Cresox (Private) Limited

    D

    D.G. Khan Cement Company Limited
    D.M. Textile Mills Limited
    D.S. Industries Limited
    Dewan Salman Fibre Limited
    DIC Pakistan Limited

    E

    Eastern Leather Company (Pvt) Limited
    Ejaz Spinning Mills Limited
    Ejaz Textile Mills Limited
    Ellahi Cotton Mills Limited
    EMCO Industries Limited
    Energy Conservation Fund (Enercon)
    EPCT (Private) Limited

    F

    Faisalabad Oil Refinery (Private) Limited
    Fatima Energy Limited
    FMC United (Private) Limited

    G

    Gammon Pakistan Limited
    General Electric International Operations Pakistan Private Limited
    Ghandhara Industries Limited
    Gharibwal Cement Limited
    Ghauri Tyre & Tube (Pvt) Limited
    Goodluck Industries Limited

    H

    Hafiz Textile Mills Limited
    Haidri Beverages Pvt. Limited
    Hala Enterprises Limited
    Haseeb Waqas Sugar Mills Limited
    Himont Pharmaceuticals (Private) Limited
    Hira Terry Mills Limited
    Hira Textile Mills Limited
    Honda Atlas Cars (Pakistan) Limited
    Huda Sugar Mills Limited
    Hussain Mills Limited

    I

    Indus Dyeing & Manufacturing Company Limited
    Indus Lyallpur Limited

    J

    Jamhoor Textile mills Limited
    Jubilee Spinning & Weaving Mills Limited

    K

    Kohinoor Energy Limited
    Kohinoor Spinning Mills Limited
    Kot Addu Power Company Limited
    KSB Pumps Company Limited

    L

    Lahore Stock Exchange (Guarantee) Limited
    Layyah Sugar Mills Limited
    Leatherware (Private) Limited
    Levi Strauss Global Trading Company II, Limited
    Levi Strauss Pakistan (Private) Limited

    M

    Madina Enterprises Limited
    Madina Sugar Mills Limited
    Maqbool Textile Mills Limited
    Margalla Textile Mills limited
    Matco Rice Processing (Pvt.) Limited
    Mitchell’s Fruit Farms Limited
    Moiz Textile Mills Limited
    Monnoo Industries Limited
    Monnoowal Textile Mills Limited
    Musterhaft Pvt. Limited

    N

    N. P. Spinning Mills Limited
    National Engineering Services Pakistan (Pvt) Limited (NESPAK)
    National Silk & Rayon Limited
    Northern Bottlers Limited

    O

    Olympia Blended Fibre Mills Limited

    P

    Packages Limited
    Pak Arab Fertilizers Limited
    Pakistan Agricultural Storage and Services Corporation Limited (PASSCO)
    Pakistan Society of Sugar Technologists
    Pakistan Telecommunication Company Limited
    Pakistan Telecommunication Employees Trust
    Pakistan Water & Power Development Authority (WAPDA) Hydroelectric
    Pakistan Water & Power Development Authority (WAPDA) Water-Wing
    Pakistan Water & Power Development Authority (WAPDA)-Common Services
    Pioneer Pakistan Seed Limited
    Punjab Beverages Co. (Pvt) Limited
    Punjab Pension Fund, Government of Punjab
    Punjab Rural Support Programme (PRSP)
    Punjab Seed Corporation

    Q

    Qureshi Textile Mills Limited

    R

    Rawal Textile Mills Limited
    Roberts Cotton Associates Limited
    Roshan Packages (Pvt.) Limited
    Rupafil Limited
    Rupali Polyester Limited

    S

    Safina Sugar Mills Limited
    Sally Textile Mills Limited
    Sapphire Diaries Pvt Limited
    Saritow Spinning Mills Limited
    Saudi Pak Leasing Co Ltd
    Shadman Cotton Mills Limited
    Shakarganj Mills Limited
    Sheikhupura Textile Mills Limited
    Sir Engineering Enterprises (Pvt) Limited
    Sohail Textile Mills Limited
    State Engineering Corporation Management Pension Fund (SECMPF)
    Sui Northern Gas Pipelines Limited

    T

    The Climax Engineering Company Limited
    The Lahore Textile & General Mills limited
    The Lake City Holdings (Pvt) Limited
    The Ministry of Defense and Veteran Affairs, South Sudan
    The Salvation Army
    Tribal Textile Mills limited

    U

    Utility Stores Corporation

    W

    World Wide Fund
    WorldCall Telecom Limited - Broadband
    WorldCall Telecom Limited - LDI
    WorldCall Telecom Limited - WLL

    Y

    Yousaf Weaving Mills Limited

    Z

    Z & J Hygienic Products (Private) Limited
    Z & J Sanitary Products Limited
    Zephyr Textiles Limited




    Contact Us

    Office Address

    House # 245-B
    TIP Housing Society
    Lahore
    Mobile: +92-333-4266448
    Fax: +92-42-35967379


    Email Address: info@trt-associates.com